This is a chequing account that helps you earn Blue Points on everyday banking like regular spending, bill payments, and deposits. Eligible debit purchases, bill payments, and direct deposits earn points automatically.   Interested in learning more?

Get Points on everyday purchases by using a BMO Blue Rewards credit card.

1. Shop anywhere
2. Pay with a BMO Blue Rewards credit card
3. Get Points!

Don't have a BMO Blue Rewards Credit Card? Apply at bmo.com/bluerewardscreditcards

Please refer to offer terms and conditions for further details.

Bonus offers give Members the opportunity to earn even more Points for shopping at a Partner, buying certain products, or for engaging in a particular action. It's an easy and effective way to build your Points balance and get rewarded faster. You can explore bonus offers by:

Visiting https://bluerewards.ca/en/earn/explore-offers/featured-offers.html . Be sure to login to see personalized offers.

-or-

Using the Blue Rewards app.

Link any Canadian-issued Mastercard to your Blue Rewards Account and earn more Points on purchases through exclusive card offers.

1. Explore and save offers for the brands you love at bluerewards.ca or on the Blue Rewards App.
2. Shop at participating brands and pay with any linked Mastercard or BMO Debit card.
3. Get Points!

Not already linked?   Link here .

Please refer to offer terms and conditions for further details.

It's easy to use bonus offers. Here's how:

1. Visit bluerewards.ca or the Blue Rewards app and navigate to Offers.
2. Browse and save the offers you would like to use, paying attention to the qualifying details.
3. Make the qualifying purchase or take the qualifying action.
4. Get Points! 

Bonus offers are updated regularly so be sure to check in to see the latest offers.

A promotion is a limited time event that provides extra value to Blue Rewards Members.  It's an easy and effective way to build your Points balance and/or get rewarded faster.

Examples of promotions are:

• Shop the Block: The more Partners you shop during the promotion period, the more Bonus Points you get.
• Redeem Big: Redeem Points during the promotion period and we'll put Points back in your account.
• Multiplier Event: Earn Points during the promotion period and we will multiply them by a pre-set amount.
• Deal of the Week/Super Saver/Value Saver: Limited time redemption discounts on featured merchandise

These are extra rich, limited time bonus offers. Keep an eye out for the latest flash offers in your email, on bluerewards.ca, or in your Blue Rewards app.

The number of Points you get will vary by Partner. You can find how much you earn at each Partner by visiting https://bluerewards.ca/en/earn/explore-partners.html .

You can also earn Bonus Points at Partners by using bonus offers.

1,500 Points = $10*

* When redeemed in-store at participating partners or on eGift Cards; standard daily Points usage limits and terms and conditions apply. Other forms of redemptions are subject to separate terms, conditions, and redemption rates. See bluerewards.ca/value for full details.

If you return an item that earned Points, Points may be adjusted accordingly. You will see the details in your Member account transaction history.

The length of time it takes to see Points posted in your account will vary by Partner.  It can be within minutes or in some cases, take up to 60 days. 

Typically, you should see Points added to your account within 30 days. 

All Points are posted based on the date they were earned, noting that if you earned points for purchasing Travel, those points are posted within 60 days of the trip’s end date .

If for some reason you do not receive your Points within 60 days, you can make a Missing Transactions request online via the Blue Rewards website or App.  

For web, visit bluerewards.ca, log in navigate to help > self-serve tools > Missing Transactions.

The length of time it takes to see Points posted in your account will vary by Partner. It can be within minutes or in some cases, up to 60 days. 

Typically, you should see Points added to your account within 30 days. 

All Points are posted based on the date they were earned, noting that if you earned Points for purchasing Travel, those Points are posted within 60 days of the trip’s end date .

You can access your Points and transactions by visiting bluerewards.ca and signing into your Member account or in the “Transactions” tab in the Blue Rewards app.

The Blue Rewards program allows you to earn on all the brands you love, in ways you already shop.

We recommend getting started by browsing brands available through Blue Rewards and choosing where you want to earn or, check out how to get started earning .

Please refer to offer terms and conditions for further details.

Get Points by scanning grocery receipts using the Blue Rewards app.

1. Explore Receipts offers on the Blue Rewards app
2. Shop eligible products at virtually any grocer in Canada
3. Use the app to snap a photo of your receipt
4. Get Points!

Don't have the app?  Head to the App store, search Blue Rewards and download the app.

Please refer to offer terms and conditions for further details.

Get Points on travel bookings through Blue Rewards

1. Login to bluerewards.ca using your Blue Rewards Member login
2. Browse, book and pay using a credit card
3. Get Points!

Please refer to offer terms and conditions for further details.

Get Points for shopping online through earnmore.bluerewards.ca. Here's How:

1. Login to earnmore.bluerewards.ca using your Blue Rewards Member login
2. Shop the brands you love
3. Get Points!

Please refer to offer terms and conditions for further details.

Get Points by using your Blue Rewards Card at participating Partners. Here's How:

1. Shop in person at participating retailers
2. Scan your Blue Rewards card at checkout
3. Get Points!

Please refer to offer terms and conditions for further details.